Consistent with the National Housing Policy and reform of the financial sector, government encouraged the rise of primary mortgage finance institutions, a major instrument for the provision of housing, and 252 of these had been licensed by the end of 1993. The Federal Government released an additional N250 million in 1993 to meet the required seed money of N500 million to the National Housing Fund. However, contributions of workers to the Fund had not fully taken-off because of resistance of labour unions as well as institutional and logistics problems associated with its collection. The Federal Ministry of Works and Housing (FMW&H) continued with its direct efforts to provide cheap and functional houses for Nigerians. Construction work was in progress in the 343 prototype housing units in Abuja. The Federal Government Office development projects continued in several states including the newly created states. Federal Government projects abroad included completion and commissioning of the Nigeria House in New York, USA, and the on-going construction works of the Nigerian Embassies in Equatorial Guinea and Pakistan.